We all knew back then this was going to be the result of this misbegotten law. Making bankruptcy more difficult for the middle class, while the current crop of radical Conservatives charlatans want to open up bankruptcy for the states will wind up bull dozing the working class as nothing before.
Reducing the ability of individuals to enter bankruptcy on fair terms and allowing states to use bankruptcy to abrogate contracts and pensions. Listen to these evil worms decrying the voluntary foreclosing of property that is hopelessly "underwater", valued below its mortgage balance, caused, by the way, by the popping of the real estate bubble fueled by fraudulent loans and phoney securitized valuations of these loans, but encouraging states to go bankrupt to duck out of contracts and pensions of workers with no other source of livlihood.
That is what the radical Republican/Conservatives stand for. Big Business, not the individual. Who can deny these obvious facts?